Spanish Health Insurance for Spain Study Visa & for the Renewal of student permit in Spain

Planning to study in Spain? Study in Spain Guide helps international students arrange Spanish health insurance for their study visa application and stay in Spain.

We offer health insurance with no copayment (sin copago), designed to meet Spanish study visa requirements, subject to the insurer's policy terms and applicable requirements.

Spanish Health Insurance for Student Visa

Application Process, Required Documents and Refund Policy

To apply for a Spanish student visa, international students must get issued a Spanish health insurance that meets the applicable Spanish immigration and consular requirements. The policy must be issued by a Spanish insurer in Spain and provide the required level of healthcare coverage for the intended period of stay. 

How to Apply

1. Email / WhatsApp us your documents: Provide a copy of your passport and your admission or enrolment letter.
2. Receive your invoice: We will send you an invoice for the applicable insurance premium.
3. Make the payment: Pay the full premium in one instalment.
4. Share the payment receipt: Send us proof of payment.
5. Receive your policy: Once payment is confirmed, we will issue and send you your insurance policy.

Coverage Period

Your insurance coverage is arranged according to your course dates:

• Starts: 1 month before your course start date.
• Covers the entire duration of your course.
• Ends: 15 days after your course ends.

Insurance fee 

• Students under 36 years of age: €36 per month.
• Students aged 36 and above: €45 per month.

Student under 36 years

€36 × 13.5 months = €486

Student aged 36 and above

€45 × 13.5 months = €607.50

Insurance prices calculation Example

Health Insurance for a 12-Month Study Program: Coverage starts 1 month before the course and ends 15 days after it finishes.

Terms and Conditions

• Full payment: The insurance premium must be paid in 1 payment. Instalment payments are not available.
• Policy issuance: Issuance is subject to payment confirmation only. 
• Document accuracy: Students must provide accurate information and valid supporting documents.
• Student Details verification: Students are responsible for checking their personal details and coverage dates upon receipt.

Health Insurance Refund Policy

If your Spanish student visa application is rejected, you request a refund of the health insurance premium. 

Process for the refund 

A. Visa rejection before the insurance coverage starts (100% refund)

If your visa is rejected and the insurance coverage period has not yet started, you may be eligible for a full refund, subject to the policy's cancellation conditions mentioned below.

- Please send us your official student visa rejection letter, duly signed or stamped by the Embassy/Consulate, via email or WhatsApp within 5 days of receiving the decision.

- If you decide not to apply for a student visa after your health insurance policy has been issued, you must submit an official enrolment cancellation letter from your educational institution to be eligible for a refund. Refunds will not be processed without this document. 

B. Visa rejection after the insurance coverage starts

If the insurance coverage has already started, the refund may be reduced by the premium corresponding to the period of coverage already provided. The final amount will depend on the insurer's terms and the applicable cancellation conditions.

All refunds are done in 90 days if approved. (90 days since the day of study visa rejection letter / enrollment cancellation certificate letter is received by us). 

Contact Us for your insurance - Study in Spain Guide

• Website:      www.studyinspainguide.com
• Email:      info@studyinspainguide.com
• WhatsApp / Call us : +34 641 342 001

For assistance with your Spanish health insurance application, contact us via WhatsApp or email. We will guide you through the application, payment and policy issuance process.

Study in Spain Guide — Your partner for studying in Spain.